The 2025 Mortgage Market: Is Now the Right Time to Fix Your Rate?
The 2025 Mortgage Market: Is Now the Right Time to Fix Your Rate? The UK mortgage market continues to evolve, and with interest rates still a major talking point, many homeowners and buyers are asking: Should I fix my mortgage now or wait for better rates? Where Are Mortgage Rates in 2025? Over the past […]
Mortgage Rates in 2024: What to Expect and How the Labour Government’s Plans May Impact the Future
For UK homeowners and prospective buyers, mortgage rates are always a key concern. In 2024, rates are higher than we’ve seen in recent years, reflecting ongoing inflationary pressures and rising interest rates. If you’re planning to buy a home, remortgage, or simply trying to make sense of the current market, it’s crucial to understand where […]
Title: Market Overview: Navigating Uncertainty and Seizing Opportunities in 2024
Title: Market Overview: Navigating Uncertainty and Seizing Opportunities in 2024 Introduction: As we step into the new year, the financial landscape continues to evolve amidst a backdrop of unprecedented challenges and opportunities. As your trusted financial advisor, it’s essential to provide you with a comprehensive market overview, highlighting key trends, potential risks, and strategies to […]
The Impact of the Recent Israel-Gaza Conflict on the UK Economy, with a Focus on Inflation
The Israel-Gaza conflict in the spring of 2021 had far-reaching consequences that extended beyond the borders of the Middle East. One area where its impact was strongly felt was the United Kingdom, particularly in terms of its economy. In this blog post, we will delve into how the recent conflict affected the UK economy, with […]
What is Inflation?
Inflation is the sustained increase in the general price level of goods and services in an economy over time. It means that, on average, things tend to cost more as time goes on, and the purchasing power of a unit of currency (e.g., a dollar, euro, or yen) decreases. Inflation is typically expressed as an […]
The Pandemic Pour: How COVID-19 Led to Increased Alcohol Consumption in the UK
The COVID-19 pandemic brought about numerous challenges and disruptions to daily life, including changes in behavior and coping mechanisms. One notable shift in the United Kingdom was a significant increase in alcohol consumption. This article examines the statistics and research that shed light on how COVID-19 led to people drinking significantly more alcohol in the […]
Why do employers rarely offer Critical illness cover as part of a benefits package?
The availability of critical illness cover, like any other benefit or insurance offering, can vary from one organisation to another, and the decision to provide such coverage depends on several factors. Here are some reasons why critical illness cover might not be as commonly offered by organisations like the Police, NHS (National Health Service), and […]
Title: Navigating the Current UK Mortgage Market: Insights from Leading Sources
Date: September 19, 2023 Author: Craig Telford Introduction The UK mortgage market is in a state of constant flux, influenced by a variety of factors, including economic conditions, regulatory changes, and shifts in consumer behaviour. In this blog post, we’ll provide you with an up-to-date overview of the current UK mortgage market, drawing insights from […]
Bright Horizons: A Rosy Outlook for the UK Economy and Mortgage Rates
Bright Horizons