If the worst happens and you’re diagnosed with a serious illness, or pass away prematurely, it’s important to make sure you’re covered against the financial impact it could have on your family.
Critical Illness and insurance policies pay out a cash lump sum when you are diagnosed with a particular illness or suffer injury from a serious accident. Many insurers also offer Children’s Critical Illness cover at no extra cost. This protects children from 30 days to 21 years of age and up to £50,000 tax free, per policy, per child.
Life Insurance is a great way to help protect your family from the financial worries they could face if you were no longer around. Life insurance pays out a cash lump sum if you die within the term of the policy.
Family Income Benefit pays a tax-free monthly income rather than a lump sum. This makes it easier to pay for the monthly costs of running your household and covering school fees.
How would you pay the bills if you were sick or accidentally injured and couldn’t work? Income protection policies can be straightforward, simple to arrange and individual to you, providing: