mortgage broker newcastle

Looking for mortgage advice in Newcastle?

TF Financial Advisors have years of experience offering mortgage advice across Newcastle upon Tyne and the surrounding areas. We are local experts committed to finding you the best deal and a competitive product to meet your needs.

We have access to a comprehensive range of mortgages from across the market, so there is no need to spend time shopping for the right mortgage around; we do this for you.

​When looking for a mortgage broker in Newcastle for your dream home, TF Financial Advisors have access to mortgage sourcing systems that are updated daily to provide our clients with a great deal from a range of the latest mortgage offers that fit their personal circumstances.

First Time Buyers
New Purchasers
Re Mortgages
Buy To Let
Larger Loans
Equity Release
We'd love to meet you and let you find the perfect mortgage solution

Independent Mortage Advice

If you’re looking for independent mortgage advice in Newcastle Upon Tyne, TF Financial Advisors can help. Contact us today to find out more about how a mortgage adviser might be able to provide assistance with your finances and make the house buying process and mortgage application easier.

The term “mortgage brokers” is often used interchangeably as an umbrella term that includes both real estate agents who also offer mortgages and independent financial advisors who specialise in one-on-one consultations on financing options. For example, suppose you are considering purchasing a new home or refinancing your existing mortgage.

In that case, it’s important to consider all of these different aspects when researching which option best suits your needs.

Independent Mortage Advice Newcastle TF Financial

With TF Financial Advisors, you can be sure that you have a broker dedicated to your needs and understands the intricacies of financing options and requirements for loans such as mortgages. We offer comprehensive expert advice on all aspects of financial products, so whether it understands the most suitable mortgage or how to move up the property ladder, we can offer you tailored advice. For example, we will work out how much you are likely to borrow from a mortgage lender, taking into account existing debts.

 This will allow you to budget for your new property.

Estate agents provide an invaluable service in the Newcastle upon Tyne area. If you are looking for a new home, it is worth considering their knowledge of the market as they will have a good understanding of what’s available to suit your needs. They will also work with a mortgage broker to ensure that they provide clients with the best service. Speak to a qualified mortgage adviser today.

first time buyer mortgages

Our team of expert mortgage advisers in Newcastle can access the latest mortgage products with the best rates and deals as well as a comprehensive range of repayment options.

We also offer expert mortgage advice for first-time buyers, including information on the best mortgage deal and mortgages you need a small deposit, such as Help to Buy or 100% LTV mortgages from specialist providers.

In addition, we have access to all types of loans in Newcastle upon Tyne. We offer the best service to our customers with helpful advice on loan repayments. Contact us for a free consultation. Our Newcastle based mortgage advisers are experts in particular fields.

First Time Buyer Mortgage Advice Newcastle TF Financial
Buy To Let Mortgages Advice Newcastle TF Financial

buy to let mortgages

Let TF Financial Advisors save you time and money by using our expertise in mortgage arranging and their wide range of discounts. With a team with extensive buy to let mortgage experience, we have helped many clients successfully buy property to rent out or use as an investment to generate income streams.
We offer helpful buy to let advice on how you can be approved for your purchase quickly, including lending criteria, specialist lenders, interest rates, and a better deal on your current mortgage so that the mortgage process is simple without any stress or hassle.

remortgage advice Newcastle

If you’re looking to remortgage your property speak to a Newcastle mortgage broker and get the best deal, we can provide you with the best mortgage deals on the market.
TF Financial Advisors have provided top-class mortgage advice to people looking for a first mortgage or remortgage loans at low-interest rates. With a wealth of experience in arranging and advising clients about their mortgages, our team members are well placed to search the market on your behalf and find the right deal for you.
TF Financial Advisors can provide remortgage advice and help you compare mortgage rates. We have been the market-leading company in Newcastle upon Tyne for many years, so if you need expert financial advice, TF is just a phone call away from providing it to you.

If this is of interest, please contact us on 0191 691 4717 or complete our contact form.

here to help

We will charge a broker fee of between £99 and £495, payable on completion. The amount we will charge is dependent on the amount of research and administration that is required.

The Financial Conduct Authority does not regulate all buy to let mortgages.

We are not authorised to provide advice for equity release products. This will be passed to a suitably qualified and authorised specialist. To understand the features and risks, ask for a personalised illustration. an equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefit

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mortgage advice Newcastle

If you are looking for experienced and friendly, helpful advice from Mortgage Advisors in Newcastle, TF Financial Advisors are ready to help. We work for our clients and not the banks, so you can rest assured that we will give you impartial advice based on your needs.

You might be thinking, “What is the best mortgage for me?

 Is there anything I should know before buying a house?” At TF Financial Advisors, our experienced and friendly Mortgage Advisors in Newcastle have many years of experience to help answer any questions

  • Please find out about the types of mortgages we offer, including competitive rates and buy to let deals that can save you thousands in interest payments over the lifetime of your mortgage.
  • Get expert advice on borrowing money for a new property or remortgaging to release equity from an existing home loan.
  • Please browse our range of mortgage products: Classic Home Loans, Property Mortgages and Residential Investment Finance.

advice you can trust

If you need any assistance with financial matters related to buying a house or refinancing, contact our experienced team now!
Feel free to read our Google Reviews from clients who have trusted us to help them with their mortgages. We work with a significant number of lenders and have access to the most competitive mortgage rates.
We can help you with anything from finding a new home, mortgages, and remortgages to advise on how best to arrange your finances in retirement.
We are not just about getting people onto their first property or financial planning for when they stop working – we offer a complete range of services, including debt consolidation, residential mortgages, equity release, buy to let, self-employed mortgages and more.

Advice You Can Trust Newcastle TF Financial

TF Financial Mortgage brokers in Newcastle can offer expert advice to new home buyers. Get a competitive mortgage rate and save thousands of pounds over the lifetime of your mortgage. Contact us now for more information!

Is it better to get a mortgage from a bank or broker?

A broker not only do they genuinely care more about their clients, but they also offer a wealth of experience, and a good broker can be worth their weight in gold long term. They are helping with planning, protection and wills, not just mortgages.
Brokers can offer lower rates to those with less than perfect credit, as well as provide mortgage advice about how much you should borrow.

Should I Pay
For A Mortgage Broker?

There is no standard answer to this question that applies to every circumstance. However, a mortgage broker can be a worthwhile investment if you are not sure how much money you will need for your new home or what type of financing options might work best for your situation. Our team has the expertise and experience necessary to help guide you through the full process saving you valuable time and stress.
A mortgage broker can help you save time and stress by providing advice and guidance, so it’s worth speaking with one before undertaking the search for your new home. The process of applying for a mortgage is often lengthy, complicated, and confusing. However, there are many benefits to using an experienced professional who understands the full range of mortgages available in today’s market from different providers, which means no matter what stage you’re at, whether just starting on the path to becoming a homeowner or looking for ways to release equity in your existing property we’ll be able to find a solution that suits your needs perfectly.
Our team has access to all types of financing options, including specialist products such as Shared Ownership Mortgages, Government Help To Buy Schemes and many more.

Do mortgage brokers service their loans?

No, a mortgage broker works with lenders to find the best deal for their clients. But, as seen above, they can also offer financial advice that will help you understand your current situation and what it would take to buy a house.
This is different from a loan advisor who may represent one specific lender or type of lending institution offering mortgage deals. They are not affiliated with any particular bank but instead have the power to shop around until they find a mortgage deal that suits them both financially and time-wise without risking commitment either way. It’s important to note that while some brokers do service loans if requested by their client, this isn’t always necessary as most banks provide this option themselves for free.

Do mortgage brokers service their loans Newcastle TF Financial

How much should you pay a mortgage broker?

This is a personal decision based on the mortgage broker’s service.

Some brokers charge for their services, and some do not. Brokers who offer free advice will usually ask you to sign up with them as a client before they provide any information about rates or mortgages available in your area.

The fees charged by these advisors vary greatly from one provider to another, so it is important to shop around first before committing yourself to anything.

What should I look out for when choosing a mortgage advisor?

It can be hard for people new to buying houses themselves to know which questions need asking when selecting an advisor – after all, many agencies are offering this type of service now! But we feel the following points are the most important to consider:

With so many agencies offering this type of service, it’s important to make sure that you’re dealing with someone reputable by asking these questions before committing yourself to anything. If a broker is charging a fee, they likely have a lot of experience and know they are worth the payment you are paying them.

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mortgage deals with bad credit history?

It’s possible to get new mortgage deals with bad credit history, but you need specialist help.
Some lenders may also offer different rates and even special deals for those who have been refused previously.
A mortgage broker can help by matching your situation with the most suitable deal available on the market today. Other debt would need to be cleared before applying.
Most mortgage brokers in Newcastle will not work with potential buyers who have a poor credit rating or no proof of income. However, those people can get new mortgages deals if they can find the right lender. A mortgage adviser might provide information on the latest mortgage deals for your situation, including exclusive deals and explaining the whole process.

I'm self employed can I get a mortgage?

You will need to have submitted at least one year’s accounts, and your accounts need to be prepared by a qualified accountant. Most lenders will use a sum of salary plus dividend income to assess affordability. If you are a company director or self-employed person, you will need to include your accounts.
If I’m Self Employed in Newcastle and can’t get a mortgage, how do I find a property?
You may be eligible for help from the government’s Mortgage Guarantee Scheme, which assists with buying.

If you're self-employed in Newcastle and want to buy or remortgage, call us on 0191 691 4717 or drop us a message here.