Income protection in Tynemouth and Newcastle after the sick pay changes
Would your household income still cover the mortgage TF Financial Advisors | Information checked 5 October 2026 If you were unable to work for a few months, how would you cover the mortgage? For households in Tynemouth and Newcastle, the 2026 changes to Statutory Sick Pay make this a useful time to check the answer. […]
Your First Home scheme and buying in North Shields or Newcastle
What first time buyers need to know in October 2026 Could a smaller deposit bring your first home closer? If you are looking in North Shields or Newcastle, the newly announced Your First Home scheme may have caught your attention. Before changing your plans, separate what has been announced from what is available to apply […]
Mortgage renewal in Whitley Bay this autumn
Two year fix or five year fix in October 2026 If your mortgage deal ends this autumn or in early 2027, now is a useful time to review it. For homeowners in Whitley Bay and Tynemouth, the decision involves more than finding the lowest advertised rate. Your next payment needs to fit your budget, and […]
How to Choose a Financial Adviser in Whitley Bay or Newcastle
Quick answer: Choose an adviser who is appropriately regulated for the service you need, explains fees and limitations clearly, understands your circumstances and provides a written recommendation. Check the firm on the FCA Firm Checker or Financial Services Register before sharing sensitive information or paying money. Searching for a financial adviser near Whitley Bay or […]
Mortgage Rates Are Dropping in 2024: What This Means
As we move further into 2024, there’s a significant shift taking place in the UK mortgage market: mortgage rates are dropping. After several years of rising interest rates, driven by efforts to control inflation, the Bank of England has begun to ease its stance, resulting in lower mortgage rates. This change presents new opportunities for […]
A guide to mortgages for foster carers
Foster carers have a duty to safeguard and promote the welfare of the children placed in their care. This can be challenging, but foster carers often develop strong bonds with their charges and many enjoy the experience enough that they look to providing long term fostering for them [or other children]. The problem with this […]
95% first-time buyer mortgages
Are There Any 95% Mortgages Available For First-time Buyers? First-time buyers will be able to secure mortgages with as little as a 5% deposit, with the government underwriting 95% loans, thanks to measures in the 2021 Budget. The stamp duty holiday has also been extended following the impact of the coronavirus pandemic. The UK housing […]
Working From Home Insurance – Covid FAQ’s
Commonly asked questions: Will my home insurance policy still payout if I have not told my insurer that I’m working from home during a lockdown? If you would typically work from an office and not from home, your home insurance cover will not be affected. There is no need to contact your insurer to update […]