Mortgage Rates Are Dropping in 2024: What This Means
As we move further into 2024, there’s a significant shift taking place in the UK mortgage market: mortgage rates are dropping. After several years of rising interest rates, driven by efforts to control inflation, the Bank of England has begun to ease its stance, resulting in lower mortgage rates. This change presents new opportunities for […]
A guide to mortgages for foster carers

Foster carers have a duty to safeguard and promote the welfare of the children placed in their care. This can be challenging, but foster carers often develop strong bonds with their charges and many enjoy the experience enough that they look to providing long term fostering for them [or other children]. The problem with this […]
95% first-time buyer mortgages

Are There Any 95% Mortgages Available For First-time Buyers? First-time buyers will be able to secure mortgages with as little as a 5% deposit, with the government underwriting 95% loans, thanks to measures in the 2021 Budget. The stamp duty holiday has also been extended following the impact of the coronavirus pandemic. The UK housing […]
Working From Home Insurance – Covid FAQ’s

Commonly asked questions: Will my home insurance policy still payout if I have not told my insurer that I’m working from home during a lockdown? If you would typically work from an office and not from home, your home insurance cover will not be affected. There is no need to contact your insurer to update […]